@article{article019b11fb,
title   = {Fintechs: a literature review and research agenda},
author = {Milian, Eduardo Zied and Spínola, Mauro and Carvalho, Marly Monteiro de},
year = {2019},
doi = {10.1016/j.elerap.2019.100833},
journal   = {Electronic Commerce Research and Applications}
}