@article{articlec29c217e,
title   = {A non-default rate regression model for credit scoring},
author = {Barriga, Gladys D. C and Cancho, Vicente Garibay and Louzada, Francisco},
year = {2015},
doi = {10.1002/asmb.2112},
journal   = {Applied Stochastic Models in Business and Industry}
}