@inproceedings{inproceedings38416245, title = {Factors that influence LGD for retail loans in financial institutions}, author = {Zaniboni, Natália Cordeiro and Araujo, Alcides Carlos de and Montini, Alessandra de Ávila}, year = {2013}, publisher = {IME-USP}, booktitle = {Brazilian Conference on Statistical Modelling in Insurance and Finance} }